We take away the stress
There are lots of reasons why you may want a second home mortgage. Whatever your reason the lender will want to know the purpose of the second property and for you to show proof that one of your properties is used as your main home. We can deal with all of this for you!
We do all the hard work
Whether you are looking to buy a holiday home, buying a property to rent out, or as an investment property, Mutatio will help you to complete all the necessary details, in the right manner, and to your timescale. Making it easier for you to get your second home mortgage.
Second home is yours!
Mutatio want the experience of getting a mortgage for your second one to be a pleasant experience. Our team are here to understand what you are looking for. We want to take away everything that can get in the way and make it eay for you to enjoy the benefits of owning a second home.
Second Home Mortgages with Mutatio.
A second home mortgage is for someone who already owns a home and is looking to buy a second property.
A second home mortgage can be used for such things as a property to be used as a weekend retreat, a holiday home you use yourself or may rent out from time to time.
You may also want to help a family member get on to the property ladder or as home while they are at University.
The conditions for getting a second mortgage are much the same as a first mortgage, however affordability checks are more stringent as having two mortgages will put you in a higher risk bracket.
Your home/property may be repossessed if you do not keep up with your mortgage repayments.
